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Welcome to Forum Mortgage Bancorp: Welcome to a higher level of professionalism
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Have you ever dealt with a "professional" that made you feel you weren't important?
It really is unbelievable how unprofessional some professionals can be! Many of them rarely answer their calls, return calls or emails, or can be reached when you have a question or concern. Many of them also leave their clients feeling as if they really don't have a clear idea of what they are doing or where they are at with your loan process. We believe in doing the old-fashioned way; by staying in constant contact with our clients so they are well aware of where we are at with their loans at all times. We also provide our clients with the knowledge necessary to know that their loan(s) are being handled in the absolute best fashion possible. |
Have you ever submitted your information online only to be bombarded with sales calls?
If you prefer avoiding that process and want to work with local professionals who believe in good old-fashioned service, offer the best possible rates and the security of dealing with a top notch company, you have come to the right place. When you contact us to discuss your mortgage needs you will be speaking directly to one of the actual team members that will be handling your loan. Once we determine the best option for you we can proceed at the pace and in the manner with which you are most comfortable. We usually meet personally with our Chicago area clients but if you prefer an online or telephone process that is available as well. |
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Refinancing options: very little paperwork, low rates and fast closings |
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If you currently have a middle or high rate loan, now is the time to refinance to a lower rate. I can offer you rates that may be considerably lower than what you have now, and get you locked in to today's historically low rates. With FHA you may still have the option to refinance even if your home is worth less than before. |
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Long term savings
Today's rates are so low that if you end up in your current home for another 20 years, it is very unlikely that you will ever have to refinance again to get a lower rate! And if you calculate the savings over the length of time you'll likely have your refinanced mortgage, you'll see that the savings can be tremendous. |
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Here are some important reasons to consider refinancing:
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Get a lower mortgage rate and reduce interest costs |
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Convert an adjustable rate mortgage to a secure, fixed-rate mortgage |
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Consolidate your first and second mortgages into a mortgage with a lower rate |
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Get cash for family wants and needs |
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The advantages we offer you for your Chicago refinancing needs include:
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Low rates – Easy online application |
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All types of mortgage programs including Harp2 |
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Guidance and advice from an experienced loan professional |
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Reverse mortgages: the smart way for homeowners with equity to live a better life |
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Reverse mortgages are a way for homeowners, 62 and over, to access equity they have in their homes. A reverse mortgage is a loan against your home that you do not have to pay back for as long as you live in the home. You still own your home throughout the entire term of the loan.
A reverse mortgage can help you access cash based on the value of your home without you having to make monthly mortgage payments and can help you better manage your financial future. |
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Qualifications
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There are no income or health requirements, and minimal credit verification requirements |
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The amount of benefit is determined by age, home value and current interest rates |
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Benefits
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No income qualifications and no monthly mortgage payments |
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Loan proceeds may be tax-free (consult a financial or tax advisor) |
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You can receive the money in a lump sum, line of credit or fixed monthly payments |
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May not affect Social Security or Medicare benefits (contact a financial or tax advisor) |
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The loan is not due until the last borrower permanently leaves the home |
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Neither you nor your heirs will owe more than your home‘s value when repayment is due |
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Contact us today for more information about our training and certifications |
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Contact us today to schedule a no cost, no obligation consultation to discuss your mortgage needs, and let us present you with several options to accomplish your needs. We look forward to the opportunity of speaking with you, and being able to put our expertise to work for you! Give us a call at 872.225.3515 (or use the email form to the right) so that we can discuss your specific needs. |
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Why choose Forum? |
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| Our team of highly experienced professional loan consultants assist clients in identifying and fulfilling their financial needs. Our major strength lies in our ability to deliver unsurpassed, quick and efficient customer service utilizing our expertise and state-of-the-art technology. Our loan consultants are dedicated professionals available seven days a week. They schedule appointments at locations that are convenient to our clients and provide personalized service throughout the application process to ensure a smooth transaction. |
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Serving customers throughout Illinois |
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